The Importance of a Local Roofing Contractor
Central Florida is as beautiful as it is frequented by storms. Last year in 2016 it was Hurricane Matthew and the hail storms that hit Poinciana. Wow that was intense! And 2017 with Hurricane Irma was no less active. However, it is also critically important that in these storms a homeowner select a local roofing contractor by quickly searching ” roofing contractor near me ” on Google. Why? Because Google will ensure that only local contractors come up in the results!
Roofing Contractor Near Me
Some people believe that the best way to screen a roofing contractor is to go to the Better Business Bureau and seek a contractor there. This is true. However, it is a great idea to do a search on Google first because although the BBB may have great results and listings, they are usually on a directory format and sometimes some homeowners get confused as to which to go with. And that means the contractor you select may not be as local as you think. Hence, searching for “roofing contractor near me” is a great start in Google, and then look up those companies on the BBB website.
What to Ask a Roofing Contractor
Now, once you've decided on a roofing contractor of choice: ask them this:
- How many roofs do you build per week and can you show me a list of permits you've pulled for the month | year etc. in this local area?
- Are you licensed and insured and are your workers yours or, are they all subcontracted and/or “shared crews” that work for various contractors?
- How many pending lawsuits do you have against your company if any?
Now any contractor that has an active business should have no problem producing a builds list and/or schedule calendar if they are truly local. Also, an active contractor may have their own crews and does not always use “shared crews” that work for various contractors. Finally, if they are local, you can easily call your local County Clerk and ask if there are any lawsuits against the company. And, being that they are local – if they truly are, then the answer should first affirm they exist and if you will have your question answered too. 🙂
Now why ask such a question? Because anyone not licensed or local to the area is going to immediately feel like you are going the extra mile.
What to Pay a Roofing Contractor
This is the question that can have a million responses. But here it is: any contractor you hire should provide you with a written estimate IF you are talking to and handling the insurance company and adjustment directly. However, if you do not know what the damage is and are not comfortable with what the adjuster is talking about, and if you want your contractor to be able to speak to the insurance company, then signing an Assignment of Benefits (AOB) will enable your contractor to do that. And why would you want to do that?
Because if you have damage and find yourself being told that your damage is repairable when you feel it should be replaced and paid for by your insurance company, then it is useful to know what things cost to replace. And your selected contractor will be able to best tell you what those costs are. Because the bottom line is this: you may have a policy in Florida that says replacement coverage and that means your deductible should be your price and what you pay for.
So what should you pay a contractor? Depending on your policy and coverage: only your deductible.